Feature

How Scallop Redefines Banking for the Digital Age

With the incredible rise of DeFi, there is an increasing need for a robust platform that can manage both crypto and fiat assets simultaneously. For crypto users, Scallop has taken on this challenge and provides an efficient solution, by introducing different banking products such as accounts, digital/physical cards and hardware wallets to strengthen the bridge between decentralised and centralised finance.

Taking the best of crypto & fiat

Scallop allows users to open multi-currency fiat accounts and spend them directly with its virtual cards. Additionally, users are able to purchase cryptocurrencies directly with their fiat and use our cards to spend their crypto tokens in the real world, too.

Opening a banking account is a straightforward process and these accounts act as traditional ones, used for daily needs such as setting up direct debits, sending or receiving money and so on. Scallop offers both Personal and Business Accounts.

There are two membership packages – Basic Membership and Elite Membership:

Basic Membership

  • 1.5 % Exchange fee
  • Free Banking Accounts
  • Free Virtual Card
  • Free Hardware Wallet (Buy Scallop Tokens Worth 150 USD)
  • Free Debit Card (Buy Scallop Tokens Worth 30 USD)
  • Pay Exchange and Transaction Fees using Scallop Tokens
  • ATM Withdrawals 250 per day
  • 24*7 Customer Live Chat Support

Elite Membership

  • 1 % Exchange fee
  • Free Banking Accounts
  • Free Virtual Card
  • Free Debit Card
  • Free Hardware Wallet (Buy Scallop Tokens Worth 1=75 USD)
  • Pay Exchange and Transaction Fees using Scallop Tokens
  • ATM Withdrawals 500 per day
  • Free Worldwide Travel Insurance
  • Dedicated Customer Manager
  • 24*7 Customer Live Chat Support

A DeFi First Solution

Scallop provides direct interaction with Crypto/DeFi and Liquidity Pool (LP) tokens, which no other neobank or crypto banking platform currently offers.

Users can purchase cryptocurrencies directly and also interact with lending protocols such as Compound, Aave and dYdX, all from the Scallop app, which is highly attractive given the low interest rates offered by banks on deposits. Users can then make payments using their Crypto/De-Fi tokens without the need to manually withdraw them from the protocol and convert to fiat. Scallop’s backend technology takes care of the whole process automatically and quickly.

Scallop allows users to leverage the security of blockchain and the ease of digital banking to facilitate daily payments using fiat and cryptos. It provides completely secure anonymous transactions and makes the use of cryptocurrencies convenient.

Some Features:

  • Scallop banking accounts support Instant SEPA, SWIFT services, and faster payment and funds transfer in and out of the accounts.
  • Easy integration with centralized payment networks such as FPS, SEPA, NEFT, ACH, Wire, SWIFT, RTGS, etc.
  • Scallop banking accounts support several cryptocurrencies such as Bitcoin, Litecoin, Ethereum, Tether, SCLP, and ARTH for transactions and trading.
  • Environmentally friendly, Titanium metal cards for Elite members.

Scallop challenges the traditional financial system with its advanced and simplified banking features. It is the first De-Fi powered bank and offers a full suite of products:

  • Scallop Earn
  • Scallop NFT
  • Scallop Banking Accounts
  • Scallop Cards
  • Scallop Pay
  • Scallop Multi-Currency Wallets
  • Scallop Money Transfer
  • Scallop Exchange
  • Scallop Cold Wallet
  • Scallop Chain

Scallop’s mission is to simplify the global transition from fiat to cryptocurrencies.


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Disclaimer: Blockmanity is a news portal and does not provide any financial advice. Blockmanity's role is to inform the cryptocurrency and blockchain community about what's going on in this space. Please do your own due diligence before making any investment. Blockmanity won't be responsible for any loss of funds.

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